RATING

Launch Rate Changes in Hours, Not Months

Coherent enables actuarial, product, and IT teams to work from a shared source of truth—making it easy to update rating models in Excel and publish real-time changes across systems without recoding or delays.

Book a demo

80%

Faster Product Launches

$MM+

Saved Per Rater Annually

25%

Revenue Uplift

Same Day

Rate Deployments

Why Rating Workflows Are Slowing You Down

Whether you bought a rating engine that never fully delivered, adopted one that only covers some lines, or still rely entirely on spreadsheets, the result is the same: actuaries and IT stuck in a slow, manual translation cycle that delays every rate change.

Weeks or months lost to recoding, QA, and coordination

Business vs. IT friction from failed or partial platform migrations

Revenue leakage from delayed filings and outdated rates in market

Audit and compliance exposure from inconsistent version control

Rating That Moves
at Market Speed

Coherent transforms spreadsheet-based rating logic into structured, governed APIs. Teams stay in Excel and maintain control while deploying changes instantly into core systems.

Turn Excel Logic into Governed APIs

Convert pricing models into production-ready APIs without rewriting formulas.

Let Business Users Publish Changes

Test and approve rating updates directly from Excel— no manual data re-entry.

Bring Oversight and Control to Rating

Automatically track each version, user, and update made to your spreadsheets.

"Coherent lets us keep the flexibility of Excel while deploying updates instantly. Changing a single rating factor used to take weeks of dev cycles and late-night deployments. Now, we can do it in minutes."

- Actuarial Software Development Lead, Global Tier 1 Specialty Insurer

Put Coherent to Work
on Your Rating Priorities

From new product launches to regulatory filings, Coherent handles the hard parts of rating so your teams can focus on the work that matters.

Launch New Models Faster

Get new pricing into market—fast. Coherent lets actuaries and product teams deploy structured rating logic directly from Excel, whether you're launching cyber, pet, travel, or other specialty lines.

Explore Coherent for actuaries

Accelerate Filings and Rate Changes

Submit updates quickly and adapt pricing to shifting markets without waiting on IT. Coherent gives actuaries control over versioning, approvals, and every change needed to file with confidence.

Rerate a Block of Business Instantly

Run rerating scenarios on production logic in seconds. Coherent’s Testing Center eliminates model duplication and gives you fast answers, grounded in the logic already in use.

Collaborate With Control

Give multiple teams access to a single, structured version of truth. With Coherent, you can manage access, track changes, and enable business-led updates without introducing risk.