ACTUARIAL MODELING

From Overnight Runs, to Instant Results

Run complex models at enterprise speed without leaving Excel behind. Coherent modernizes actuarial modeling with cloud-native performance, built-in governance, and seamless integration across your business.

Book a demo

99% Faster Runtimes

reducing thousands of simulations from 8.5 hours to under 2 minutes

35% Fewer
Audit Findings

with built-in version control and full calculation logs

80% Faster
Testing Cycles

freeing actuaries to focus on analysis instead of rework

30M Records Processed in 1 Hour

proving Coherent scales to the largest actuarial datasets

Why Actuarial Modeling Needs a New Path

Actuarial models carry enormous weight inside an insurer. They influence the products that reach the market, the results reported to regulators, and the capital set aside for risk. But the demands on these models keep rising while the tools behind them lag. What should be a strategic strength turns into a slow, inflexible, and costly burden.

Performance bottlenecks slow decisions when complex models take hours or even days to run

Model risk stays high without governance as version control and audit trails are missing.

Disconnected tools create silos and block integration with finance and risk systems.

Costs keep climbing with heavy reliance on consultants and specialized coding.

Modeling Power
Without the Tradeoffs

Coherent replaces black-box systems and manual workarounds with cloud-native performance, enterprise control, and the flexibility of Excel. Actuarial teams can use the skills they already have to start faster, test smarter, and deliver models the business can trust.

Run Complex Models in Minutes

Handle heavy simulations, projections, and capital models without overnight waits or desktop limits.

Trust Every Assumption and Version

Log changes, control approvals, and maintain audit-ready outputs across your entire modeling process.

Connect Actuarial Logic to Key Systems

Turn Excel models into APIs that integrate with finance, risk, and analytics workflows.

Keep Building in Excel, Scale with Spark

Model in the tool you know—Spark handles the governance, scale, and automation behind the scenes.

Clear the Runway
for Faster Modeling

Speed up the models that slow you down without rebuilding them or crossing your fingers at quarter close. Whether you're pricing, reserving, or validating results, Coherent gives actuaries and finance teams a faster way to deliver what matters.

Run Complex Models Faster

Execute high-volume models like cash flow projections, capital charges, and reserve estimates with cloud-native speed. Coherent handles large datasets without file duplication or IT delays. One large insurer used it to process 30 million records in under an hour.

Scale Stochastic Modeling

Run thousands of stochastic scenarios in parallel—without rewriting code or relying on VBA. Coherent externalizes assumptions and orchestrates sub-models automatically, helping you test market shifts, product changes, or capital strategies in real time.

Build and Test Modular Models

Break complex models into smaller parts you can update, test, and reuse without needing to learn a new system. Coherent makes it easy to change assumptions, inputs, or logic without touching the whole model—so updates don’t slow you down or introduce new risk.

Eliminate Manual Reconciliation Work

Turn spreadsheet-driven handoffs into fully governed, automated processes. Coherent lets you run AoC, validation, and reporting workflows straight from Excel. No more copy-paste errors or last-minute fire drills.

Put Excel Logic to Work Anywhere

Use your spreadsheet models in Python, Alteryx, Snowflake, and across your enterprise tech stack. Coherent turns your logic into a fast, reliable API without requiring you to rewrite your actuarial logic.

Helpful Resource

Rethink Your Modeling Tools

From pricing to capital, actuarial models shape the business. But outdated systems are holding teams back. This guide explores how top insurers are modernizing without replatforming.

Download the Guide

Run More of Your Insurance Workflows on Spark

Your Key to Flexible, Efficient Modeling

Get started fast with the skills your team already has. Coherent brings control and real-time execution to even your most complex actuarial workflows.

Book a demo

From Overnight Runs, to Instant Results

99% Faster Runtimes

35% Fewer
Audit Findings

80% Faster
Testing Cycles

30M Records Processed in 1 Hour

Why Actuarial Modeling Needs a New Path

Modeling Power
Without the Tradeoffs

Run Complex Models in Minutes

Trust Every Assumption and Version

Connect Actuarial Logic to Key Systems

Keep Building in Excel, Scale with Spark

Clear the Runway
for Faster Modeling

Run Complex Models Faster

Scale Stochastic Modeling

Build and Test Modular Models

Eliminate Manual Reconciliation Work

Put Excel Logic to Work Anywhere

Rethink Your Modeling Tools

Run More of Your Insurance Workflows on Spark

Illustrations

Rating

Claims Reserving

Your Key to Flexible, Efficient Modeling

From Overnight Runs, to Instant Results

99% Faster Runtimes

35% FewerAudit Findings

80% FasterTesting Cycles

30M Records Processed in 1 Hour

Why Actuarial Modeling Needs a New Path

Modeling PowerWithout the Tradeoffs

Run Complex Models in Minutes

Trust Every Assumption and Version

Connect Actuarial Logic to Key Systems

Keep Building in Excel, Scale with Spark

Clear the Runwayfor Faster Modeling

Run Complex Models Faster

Scale Stochastic Modeling

Build and Test Modular Models

Eliminate Manual Reconciliation Work

Put Excel Logic to Work Anywhere

Rethink Your Modeling Tools

Run More of Your Insurance Workflows on Spark

Illustrations

Rating

Claims Reserving

Your Key to Flexible, Efficient Modeling

35% Fewer
Audit Findings

80% Faster
Testing Cycles

Modeling Power
Without the Tradeoffs

Clear the Runway
for Faster Modeling