Terms of Use

These Terms of Use (“Terms”) constitute a legally binding agreement between you and Coherent Capital Advisors Limited and its affiliates (collectively, “Coherent,” “we,” “us,” or “our”) governing your access to and use of the website located at https://coherent.global and any related pages, content, products, features, services, and functionality made available through the site (collectively, the “Site”).

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, on behalf of yourself or the entity you represent. If you are accepting these Terms on behalf of an entity, you represent and warrant that you have authority to bind that entity. You must be at least 18 years old to access or use the Site. If you do not agree to these Terms, you may not access or use the Site.

Certain features of the Site may be subject to additional terms, rules, or guidelines, which are incorporated into these Terms by reference.

Arbitration Notice

PLEASE READ THIS SECTION CAREFULLY. THESE TERMS CONTAIN A BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER IN SECTION 8. EXCEPT FOR LIMITED CIRCUMSTANCES DESCRIBED IN SECTION 8, YOU AND COHERENT AGREE TO RESOLVE DISPUTES THROUGH FINAL AND BINDING ARBITRATION ON AN INDIVIDUAL BASIS. THIS MEANS YOU WAIVE THE RIGHT TO A JURY TRIAL AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION OR CLASS-WIDE ARBITRATION. YOU MAY OPT OUT OF ARBITRATION AS DESCRIBED IN SECTION 8.

1. Access to the Site

1.1 License to Use the Site

Subject to these Terms, Coherent grants you a limited, revocable, non-transferable, non-exclusive license to access and use the Site solely for lawful purposes and in accordance with these Terms. The Site is intended for your personal use or internal business use, as applicable and as permitted by the Site’s functionality.

1.2 Restrictions

You shall not, and shall not permit any third party to:

copy, reproduce, modify, adapt, translate, publish, display, distribute, transmit, sell, lease, license, sublicense, or otherwise exploit the Site or any content on the Site, except as expressly permitted by these Terms;
reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, underlying ideas, algorithms, or structure of any part of the Site, except to the extent such restriction is prohibited by applicable law;
use the Site to build, support, or assist in creating a competing or substantially similar product or service;
remove, obscure, or alter any proprietary notices, copyright notices, or legends displayed on or in the Site;
use any robot, spider, scraper, crawler, data-mining tool, or other automated means to access, extract, or collect data from the Site, except as expressly authorized by us in writing or as permitted by applicable law and robots.txt; or
interfere with, disrupt, or place an undue burden on the Site or any systems, networks, or infrastructure connected to it.

You also agree not to transmit through or to the Site any malicious code, viruses, worms, trojans, or other harmful or destructive material, or any spam, unsolicited advertising, chain letters, pyramid schemes, or similar material.

2. User Content

For purposes of these Terms, “User Content” means any data, files, documents, spreadsheets, images, text, metadata, comments, suggestions, feedback, ideas, responses, logs, usage data, defect reports, error reports, telemetry, or other materials that you submit, upload, connect, transmit, generate or otherwise make available to Coherent through or in connection with the Site or any related service.

You represent and warrant that:

you have all rights, licenses, consents, and authority necessary to submit the User Content and to grant the rights described in these Terms;
the User Content does not and will not infringe, misappropriate, or otherwise violate any intellectual property, privacy, confidentiality, publicity, or other rights of any third party;
the User Content does not contain any unlawful, harmful, malicious, or prohibited material, including malware, secrets, credentials, or other sensitive information, except where the applicable feature expressly permits such content and you are authorized to provide it;
to the extent the User Content includes personal data, you have provided all notices and obtained all consents or other legal bases required by applicable law for Coherent to process such personal data as contemplated by these Terms and our Privacy Policy; and
your use of the Site and submission of User Content complies with all applicable laws and regulations, including, where applicable, data protection and privacy laws such as the GDPR and any applicable AI-related laws such as the EU AI Act.

You agree not to submit any User Content that you are not authorized to provide or that you consider confidential, proprietary, restricted, or subject to heightened obligations, unless the Site or applicable feature expressly permits such submission and you are authorized to do so.

2.1 License to User Content

To the maximum extent permitted by law, you grant Coherent and its affiliates a worldwide, perpetual, irrevocable, non-exclusive, royalty-free, fully paid-up, transferable, and sublicensable license to host, store, reproduce, process, analyze, index, classify, extract, summarize, translate, modify, adapt, re-format, create derivative works from, display, perform, transmit, distribute, and otherwise use the User Content, in whole or in part, for the following purposes:

providing, operating, maintaining, and supporting the Site and related services;
securing, monitoring, troubleshooting, and improving the Site and related services;
developing, testing, evaluating, and improving our products, features, workflows, analytics, and AI capabilities;
detecting and preventing fraud, abuse, misuse, security incidents, and technical issues;
generating outputs, reports, summaries, recommendations, classifications, or insights;
complying with applicable law, legal process, regulatory obligations, and lawful requests;
enforcing these Terms and our policies; and
performing internal business operations related to the Site and related services.

2.2 AI and Automated Processing

You acknowledge that Coherent may process User Content using automated systems, machine learning models, large language models, OCR, pattern recognition, extraction tools, analytics engines, and other AI-assisted or algorithmic technologies, whether developed by us or provided by third parties, to provide, secure, maintain, analyze, and improve the Site and related services.

Unless we expressly state otherwise in a feature-specific notice, product documentation, or separate written agreement, Coherent may use User Content for AI-assisted analysis, service improvement, quality assurance, and related internal business purposes, subject to our Privacy Policy and any applicable additional terms.

You understand and agree that AI-generated or machine-generated outputs may be incomplete, inaccurate, biased, or unsuitable for your intended use and must be independently reviewed and validated before being relied upon, especially in legal, financial, security, compliance, or other high-stakes contexts.

You may not use the Site or any AI-enabled functionality to make decisions that produce legal or similarly significant effects on individuals, including decisions relating to employment, credit, housing, insurance, or other regulated high-impact contexts, unless the applicable feature is expressly designed for such use and your use complies with applicable law.

2.3 Third-Party Services

Coherent may use third-party providers, sub-processors, APIs, hosting providers, cloud infrastructure, AI model providers, storage services, analytics tools, communications tools, and other third-party services in connection with the operation of the Site and related services (“Third-Party Services”).

By using the Site, you authorize Coherent to transmit, store, process, and analyze User Content through such Third-Party Services as reasonably necessary to provide the Site and related functionality, subject to our Privacy Policy, any applicable feature-specific terms, and our contractual arrangements with such providers.

Third-Party Services may be subject to the third party’s technical and contractual controls and, where applicable, the third party’s privacy practices. Where required, Coherent will take commercially reasonable steps to enter into appropriate contractual protections with such providers.

2.4 De-Identified and Aggregated Data

Notwithstanding anything to the contrary in these Terms, Coherent may use, disclose, retain, and exploit de-identified, anonymized, aggregated, or statistical data derived from User Content or your use of the Site for any lawful business purpose, including analytics, benchmarking, research, product development, security, and service improvement, provided that such data does not reasonably identify you or any individual.

2.5 Ownership

As between you and Coherent, you retain whatever rights you may have in your pre-existing User Content, subject to the licenses granted under these Terms. Coherent and its suppliers retain all rights, title, and interest in and to the Site and all related intellectual property, and no rights are granted to you except as expressly stated in these Terms.

3. Indemnification

You agree to defend, indemnify, and hold harmless Coherent and its officers, directors, employees, agents, affiliates, and suppliers from and against any and all claims, damages, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to:

your access to or use of the Site;
your User Content;
your violation of these Terms;
your violation of any law or regulation; or
your infringement or misappropriation of any rights of any third party.

Coherent reserves the right, at your expense, to assume the exclusive defence and control of any matter subject to indemnification. You agree to cooperate with our defence of such claims and not to settle any such claim without our prior written consent.

4. Third-Party Links

The Site may contain links to third-party websites, services, content, or resources (“Third-Party Links”). Third-Party Links are provided only for convenience and are not under Coherent’s control. Coherent does not review, approve, monitor, endorse, warrant, or make any representations regarding Third-Party Links.

You access Third-Party Links at your own risk and should review the applicable third party’s terms and privacy policies before using them. Coherent is not responsible for any acts, omissions, products, services, policies, or content of any third party.

To the maximum extent permitted by law, you release and forever discharge Coherent and its affiliates from any claims, disputes, liabilities, losses, or damages arising out of or relating to Third-Party Links or interactions with third parties through the Site.

5. Disclaimers

THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, COHERENT AND ITS SUPPLIERS DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, AND NON-INFRINGEMENT.

WITHOUT LIMITING THE FOREGOING, COHERENT DOES NOT WARRANT THAT THE SITE WILL:

MEET YOUR REQUIREMENTS;
BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE;
BE ACCURATE, COMPLETE, RELIABLE, OR UP TO DATE; OR
BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

IF APPLICABLE LAW REQUIRES ANY WARRANTY, THAT WARRANTY IS LIMITED TO NINETY (90) DAYS FROM YOUR FIRST USE OF THE SITE, TO THE EXTENT PERMITTED BY LAW.

Some jurisdictions do not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COHERENT AND ITS SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF GOODWILL, LOSS OF DATA, OR COST OF SUBSTITUTE GOODS OR SERVICES, ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COHERENT’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SITE WILL NOT EXCEED FIFTY U.S. DOLLARS (US $50).

Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.

7. Term and Termination

These Terms remain in effect while you access or use the Site.

We may suspend or terminate your access to the Site, in whole or in part, at any time, with or without notice, for any reason or no reason, including if we reasonably believe you have violated these Terms or used the Site in an unauthorized or unlawful manner.

Upon termination, your right to use the Site will immediately cease. Sections that by their nature should survive termination, including Sections 1 through 9, shall survive termination to the extent necessary to give them effect.

8. Arbitration Agreement

8.1 Agreement to Arbitrate

Except as otherwise provided in this Section 8, any dispute, claim, or controversy arising out of or relating to your access to or use of the Site, these Terms, or the relationship between you and Coherent, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, shall be resolved by binding arbitration rather than in court.

This includes claims arising before the effective date of these Terms and claims arising after termination of these Terms.

8.2 Exceptions

Either party may bring:

an individual claim in small claims court if it qualifies; and
an action in court for injunctive or equitable relief relating to infringement, misappropriation, or misuse of intellectual property rights.

8.3 Informal Dispute Resolution

Before initiating arbitration, the parties shall first attempt in good faith to resolve the dispute informally through a telephonic or videoconference conference.

The party initiating the dispute must provide written notice to the other party, including:

name;
phone number;
mailing address;
email address; and
a description of the dispute.

Notice to Coherent must be sent to admin@coherent.global. The informal resolution conference must occur within forty-five (45) days after receipt of notice, unless the parties agree otherwise.

Compliance with this informal resolution process is a condition precedent to arbitration.

8.4 Waiver of Jury Trial

YOU AND COHERENT WAIVE ANY RIGHT TO A JURY TRIAL. ALL DISPUTES WILL BE RESOLVED BY BINDING ARBITRATION, EXCEPT AS EXPRESSLY PROVIDED IN THIS SECTION.

8.5 Waiver of Class Actions and Non-Individualized Relief

YOU AND COHERENT AGREE THAT CLAIMS MAY BE BROUGHT ONLY ON AN INDIVIDUAL BASIS AND NOT AS A CLASS, COLLECTIVE, REPRESENTATIVE, OR MASS ACTION. THE ARBITRATOR MAY AWARD RELIEF ONLY TO THE EXTENT NECESSARY TO RESOLVE THE INDIVIDUAL CLAIM.

If a court determines that this waiver is unenforceable with respect to a particular claim or request for relief, that claim or request may be severed and litigated in a court of competent jurisdiction located in New York, to the extent permitted by law.

8.6 Arbitration Rules and Forum

The arbitration shall be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect, as modified by this Section 8, unless the parties agree otherwise.

The Federal Arbitration Act governs the interpretation and enforcement of this arbitration agreement.

Unless otherwise agreed, the arbitration shall take place in the county where you reside if you are located in the United States. If the AAA is unavailable, the parties shall select a comparable arbitral forum.

8.7 Arbitrator

The arbitration shall be conducted by a single arbitrator, who shall be a retired judge or a licensed attorney in New York selected in accordance with the AAA rules.

8.8 Authority of Arbitrator

The arbitrator shall have exclusive authority to resolve the dispute, including questions regarding the scope, enforceability, and validity of this arbitration agreement, except as otherwise provided by applicable law or this Section 8.

The arbitrator may award any relief available under applicable law, subject to the limitations in these Terms. The arbitrator shall issue a written decision stating the essential findings and conclusions on which the award is based.

8.9 Attorneys’ Fees and Costs

Each party shall bear its own attorneys’ fees and costs unless the arbitrator or a court determines that a claim, defence, or request for relief was frivolous or brought for an improper purpose.

If a party seeks to compel arbitration in court and obtains an order compelling arbitration, that party may recover reasonable costs and attorneys’ fees incurred in doing so, to the extent permitted by law.

8.10 Batch Arbitration

If one hundred (100) or more substantially similar arbitration demands are filed against Coherent within a thirty (30) day period by or with the assistance of the same law firm, group of law firms, or organization, the AAA may administer the demands in batches of up to 100 claims per batch, with a separate arbitrator appointed for each batch.

This batch process is intended to increase efficiency and shall not be construed as authorizing a class, collective, or mass arbitration.

8.11 Opt-Out Right

You may opt out of this arbitration agreement by sending written notice to admin@coherent.global within thirty (30) days of first becoming subject to these Terms.

Your opt-out notice must include:

your name;
your mailing address;
your email address; and
a clear statement that you wish to opt out of the arbitration agreement.

If you opt out, the remainder of these Terms will continue to apply to you.

8.12 Severability and Survival

If any portion of this arbitration agreement is found unenforceable, that portion shall be severed and the remainder shall remain in force to the fullest extent permitted by law. This arbitration agreement survives termination of these Terms.

9. General

9.1 Changes to These Terms

We may update these Terms from time to time. If we make material changes, we may provide notice by email, by posting a notice on the Site, or by updating the “Last Updated” date above. Your continued use of the Site after the effective date of any revised Terms constitutes acceptance of the revised Terms.

9.2 Electronic Communications

You consent to receive communications from us electronically, including by email and by notices posted on the Site. You agree that all agreements, notices, disclosures, and other communications provided electronically satisfy any legal requirement that such communications be in writing.

9.3 Entire Agreement

These Terms, together with any additional terms expressly incorporated by reference, constitute the entire agreement between you and Coherent regarding the Site and supersede all prior or contemporaneous understandings regarding the same subject matter.

9.4 Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

9.5 Severability

If any provision of these Terms is held invalid or unenforceable, that provision shall be enforced to the maximum extent permitted by law and the remaining provisions shall remain in full force and effect.

9.6 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign or transfer these Terms freely, including in connection with a merger, acquisition, corporate reorganization, or sale of assets.

9.7 Independent Contractors

Nothing in these Terms creates any partnership, joint venture, agency, employment, or franchise relationship between you and Coherent.

9.8 Contact Information

Questions regarding these Terms may be sent to:

Coherent Capital Advisors Limited

Email: admin@coherent.global

9.9 Copyright and Trademarks

All content on the Site and all trademarks, service marks, logos, and trade names displayed on the Site are owned by Coherent or its licensors. No right to use any trademark or trade name is granted except as expressly permitted in writing.