No. Actuaries can use Coherent directly from Excel — no Python, no VBA, no retraining. It converts existing spreadsheets into governed APIs that integrate with enterprise systems, without any coding or specialized setup.

Unlike traditional actuarial modeling platforms that require technical training or programming knowledge, Coherent allows actuaries to stay in their familiar Excel environment while automating deployment, versioning, and governance. This approach reduces onboarding time, shortens learning curves, and keeps actuarial expertise focused where it matters most — on the models themselves.

By removing the need for retraining or translation into code, Coherent makes modernization simple and sustainable for every actuarial team.

Yes. Coherent integrates directly with leading insurance platforms such as Guidewire, Duck Creek, Salesforce, and Snowflake, among others. When an Excel model is published through Coherent Spark, it becomes a secure, governed API that can plug into any connected application or data system.

This connection ensures that every model update — such as a pricing logic change or rating adjustment — stays synchronized across all systems without manual recoding. Actuaries can deploy once in Coherent and see changes reflected instantly across the enterprise, improving consistency, reducing IT workload, and maintaining control of business-critical logic.

Coherent automatically tracks every model change, maintaining full version history and audit visibility. Each deployment records what changed, who approved it, and when, ensuring transparency and compliance for actuarial, risk, and audit teams.

Approval workflows can be customized to mirror existing governance structures, so actuaries maintain agility while meeting internal and regulatory standards. The result is a complete governance framework — version control, approvals, and audit trails — built into the modeling process itself, not added later through manual documentation.

Yes. Coherent was built so actuaries can publish models independently without waiting for IT development cycles. Once a model is ready in Excel, Coherent Spark automatically converts it into an enterprise-grade API that can go live in hours.

This replaces the traditional handoff process, where actuarial teams rely on developers to rewrite models into code or configure deployments manually. Actuaries remain the owners of their logic, while IT teams gain the assurance of a governed, secure process that meets enterprise standards.

Actuaries use Coherent for rating, pricing, reserving, and modeling across a range of insurance products — from standard lines to complex specialty portfolios. Coherent is flexible enough to handle both simple spreadsheet models and high-volume calculations running at enterprise scale.

Because Coherent operates directly within Excel, actuaries can perform what-if analyses, adjust assumptions, and test new product configurations without leaving their familiar workflow. It combines the power of automation and scalability with the usability of spreadsheets.