ILLUSTRATIONS

Your Illustration Logic, Without Limits

From actuaries to distribution, Coherent Spark powers client-ready, API-first life and annuity illustrations within minutes. Fast to update, simple to govern, and free from vendor constraints.

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Weeks, not months

by reducing illustration development and testing cycles

$300K+ saved

by cutting costly IT projects and third-party illustration vendor fees

Scales in seconds

by enhancing current systems with Spark's API-driven logic

Why Traditional Illustration Workflows Hold Carriers Back

Illustrations should flow seamlessly from actuarial design to advisor conversation, but in many carriers they’ve become a sticking point. Long build cycles and rigid systems slow carriers down, making illustration modernization a top priority.

Months of coding for every update leave actuaries waiting on IT or vendors for small product changes.

Legacy systems tie logic to the UI making it hard to modernize and improve the advisor experience.

Heavy reliance on third-party vendors adds cost and back-and-forth rework that slow product launches.

Set a New Standard
for Insurance Illustrations

Coherent Spark makes illustration logic instant, accurate, and ready for every system. Carriers gain speed and control, while customers get clear, trustworthy answers faster.

Control the Core of Your Products

Keep ownership of illustration logic in-house by decoupling the calc engine from the UI. Transform the Excel models you already trust into governed APIs.

Launch Faster, and Win More Business

Shrink illustration timelines from months to weeks, so products reach market faster and advisors gain confidence with consistent, regulator-ready outputs.

Free IT from Costly Rebuilds

Stop rebuilding illustration logic across systems. With Spark, you develop once in Excel, deploy everywhere, and avoid costly rework for every product.

Strengthen Compliance

With governance baked in—version control, audit trails, and approvals—Spark produces real-time, compliant PDFs directly from the calc engine.

Turn Illustration Headaches Into Growth Drivers

From actuarial spreadsheets to client-ready PDFs, Coherent Spark automates illustration workflows end to end—reducing risk for carriers and delivering faster, clearer experiences that advisors and customers rely on.

Automate Illustration Development

Spark instantly converts actuarial spreadsheets into production-ready APIs, eliminating manual coding and keeping actuaries in control of the math. Updates flow straight from the actuarial source of truth, so you’re never dependent on IT cycles.

Test and Validate Illustration Logic

Use automated regression packs and trusted test sets to validate every update across products and scenarios. With Spark, ensure actuarial accuracy and regulatory compliance before illustration changes reach advisors or clients.

Deploy Once Across Every Channel

Publish illustration logic as a single API that connects to portals, CRMs, vendor platforms, in-force systems, and even your existing illustration system. Spark eliminates duplicate builds and vendor lock-in, reducing IT overhead while ensuring every system uses the same consistent logic.

Generate Compliant PDFs Instantly

Produce client-ready, regulator-approved illustrations in seconds with Spark’s built-in PDF generation. Upload branded templates, map Spark API outputs, and trigger compliant PDFs instantly. Each file is personalized with dynamic data and integrates seamlessly into existing workflows.

DEMO VIDEO

Watch How Spark Automates Illustrations

With Coherent Spark, a 20-tab IUL spreadsheet with 1,765 lines of code becomes a working illustration API in seconds—saving ~4.5 developer months.

Run More of Your Insurance Workflows on Spark

Actuarial Modeling

Run tests, analyze scenarios, and standardize assumptions without rebuilding your models.

Explore Actuarial Modeling

Rating

Publish pricing updates directly from Excel to core systems instantly—speeding up filings and product launches.

Claims Reserving

Govern reserving logic with full version control, auditability, and reuse across lines of business.

Explore Claims Reserving

Illustrations Done Once, Done Right with Spark

Leave bottlenecks behind and deliver accurate, compliant, advisor-ready illustrations—owned by actuaries and available anywhere.