Customized quotes drive loyalty and key differentiation

Everything you do in Excel just got easier.

Convert spreadsheets into ready-to-integrate code in minutes, not months.

Automate complex Excel models and react to market changes instantly.

Update and launch products faster, without slowing down IT.

Company background

As a Fortune 500 entity and the third-largest provider of group benefits in the industry, this company operates in the fiercely competitive market of workplace benefits. This carrier must consistently offer responsive services to agents, ensuring they can maintain and secure new business relationships with brokers. This underscores the importance of delivering swift, precise quotes to meet dynamic demands.


Reduced Cost
The company saved $740K in developer expenses on a single product deployment.

Increased Speed to Market
The time to market with new models was accelerated from 9 months to 30 days.

Consistency & Accuracy
Results are 100% accurate and consistent across disparate technology systems utilizing each rater.

Competitive Differentiation
More timely access to new products and quotes relative to the 60+ other competitors in the space.


Group Benefits


This leading provider of group benefits recognizes the need to offer fast, accurate quotes to maintain strong relationships with brokers. Unfortunately, managing thousands of unique raters across various systems was a  significant challenge, making it difficult to quickly deploy changes in today's competitive market.  Every time a rater is updated, developers must make corresponding changes across multiple systems.

Concerned that many of their raters were nearing end-of-life, the company was looking for alternative solutions to speed up the process.  They also wanted to accommodate the addition of more raters and products to allow for easy scalability, without significant changes to existing infrastructure. The project was estimated to cost $3 million and take 18 months; with $1 million of that being for development cost alone.


Competitive Differentiation, with  Accuracy, Efficiency, and Risk Mitigation

With Coherent Spark, the project was completed in three months, with 100% accuracy and savings of $750,000 in development costs on each rater.

The code was seamlessly integrated into multiple systems, ensuring that all business logic was easily accessible and can be updated in real time.

By eliminating manual entry and potential developer interpretation errors, the company reduced the risk of inaccuracies that could lead to financial discrepancies or customer dissatisfaction.

With faster product updates and accurate rates, the company can stay ahead of competitors, offering its brokers and agents the most affordable yet profitable group benefit packages.

Accurate raters, more products, and easy scalability, without significant changes to existing infrastructure.

Frequently Asked Questions

What platforms does Coherent Spark work with?

Modern APIs and security features integrate with cloud-based CRMs, no-code / low-code platforms and custom-built apps. Connectors and SDKs enable Coherent Spark to work with legacy and native apps and mainframe systems.

Does Coherent Spark offer deployment flexibility?

Coherent Spark is supported by world-class architecture and offers multiple deployment options: on-premise, on cloud, or on mobile (online and offline).

How many business rules can Coherent Spark handle?

From straightforward lookup tables to stochastic modelling, Coherent Spark supports all forms and types of product, business and procedural rules. There are no limits to what it can do for you. If you have your rules on a spreadsheet, Spark can convert it into an API.

Let's Talk

Since you already have an active contract with us, getting in on the action is easy. Schedule time with your dedicated Coherent account rep today.