Spreadsheets and other end-user computing (EUC) tools have been the backbone of financial services for decades. They power pricing models, capital forecasts, stress tests, regulatory reporting, and day-to-day business decisions.
They are also one of the largest blind spots in risk and compliance. Hidden dependencies, version sprawl, and manual reviews create uncertainty at the exact moment when transparency is most critical.
For years, leaders have known this risk exists but lacked the tools to fully address it.
That changes now.
Meet Insights and Control
Coherent introduces a new way forward: enterprise-grade visibility and governance for EUCs.
- Insights illuminates the EUC environment, mapping every model, dependency, and risk in minutes. It brings clarity to what has long been fragmented and invisible.
- Control adds the governance layer risk and compliance leaders have always wanted—versioning, permissions, approvals, and immutable audit trails that bring spreadsheets into the same framework as enterprise systems.
Together, Insights and Control close the EUC gap for the first time.
Why Visibility Matters
Regulatory expectations have never been higher. Standards like SR 11-7, SOX 404/302, and IFRS 17 all require documented lineage, clear ownership, and robust controls. Manual processes can’t deliver that level of oversight at scale.
With Insights and Control, organizations can:
- Shine a light on hidden dependencies and risks
- Standardize governance across thousands of spreadsheets
- Reduce audit fatigue with automated evidence packs
- Proactively monitor usage and risk before issues escalate
Finally, you can illuminate and govern spreadsheets with confidence.
For the first time, EUCs can be seen, tracked, and trusted. |
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Risk and Compliance leaders need confidence that every model and EUC is accounted for, controlled, and audit-ready.
- Complete inventory of models, lineage, and usage
- Continuous monitoring to identify risks before they grow
- Centralized governance for model risk and EUC oversight
- Stronger readiness for SR 11-7, CCAR, CECL, and stress testing requirements
Result: Risk teams gain visibility and control without slowing the business.
Technology leaders are asked to control EUCs without disrupting the business users who rely on them. Insights and Control strike the balance:
- Automated discovery of every EUC without user disruption
- Role-based permissions that align with enterprise governance policies
- Integration-ready APIs that plug into GRC, finance, and core systems
- Elimination of manual rebuilds by converting Excel logic directly into governed services
Result: IT risk is reduced, while business teams keep working in the tools they know.
Transformation leaders can now deliver progress faster:
- Immediate visibility into EUC complexity across business lines
- Reusable logic that integrates into new platforms without rework
- Structured governance that accelerates regulatory remediation projects
- Evidence of progress that builds confidence with boards and regulators
Result: Transformation moves from years-long programs to visible wins in months.
A New Era for EUC Risk
For too long, spreadsheets have been treated as both essential and ungovernable. Insights and Control change that.
Risk and compliance leaders finally have a way to illuminate EUCs across the enterprise, govern them with confidence, and build stronger organizations without disruption.
