Unlock Growth by Modernizing EUC Management

EUC risk is the operational and model risk created when business-critical logic lives in end-user computing assets such as spreadsheets, rather than in governed systems. In financial services, reserves, valuation, pricing, capital, and regulatory reporting often depend on these files, which are typically unversioned, ungoverned, and invisible to enterprise controls. That creates audit exposure, model risk, and key-person dependency.

No. Coherent governs the critical spreadsheets in place — adding version control, audit trails, and maker-checker approvals — and industrializes only the logic that should become a service. There is no multi-year rip-and-replace migration.

Coherent leverages technology to deliver in weeks what would take quarters or even years manually. Coherent scans the estate, risk-rates what is business-critical, and produces structured, regulator-ready evidence in a scoped engagement, rather than a multi-quarter manual inventory exercise.

No. Coherent is complementary. General AI assistants can process your data but cannot govern, version, or call your spreadsheet logic deterministically with an audit trail. Coherent provides that governed layer, so the logic behind every decision is visible, controllable, and defensible.  

Yes. Coherent governs the rating and pricing logic behind binder and delegated authority business and provides the audit trail and data lineage that Lloyd's oversight and regulators increasingly expect.