Coherent for Banking

Operational excellence and control for spreadsheet-based processes and systems that directly impact customer experience and business fundamentals

Coherent for Banking

Need to take control of spreadsheets? With Coherent Spark you can implement business controls & governance procedures to satisfy regulatory requirements.

Elevate your customer experience to scale revenue growth

What if you could drive downstream benefits by unlocking value contained in your spreadsheet models? Streamline your onboarding process to enhance customer experience, accelerate product offerings, improve customer scenario modelling - all at faster runtime speeds with Coherent Spark.

Where does Coherent Spark help in Banking?

Retail banking

Accelerated customer onboarding

Credit risk evaluation and scoring

Loyalty based pricing

Banking as a service

Quick loan offers

Loyalty and rewards programs

Working capital financing

Corporate banking

Pricing models and STP

Securitization portfolio risk modelling

Trade model calculations

Credit risk modelling

Accelerated customer onboarding

Wealth management

Portfolio advisory simulations and tools

Strategic asset allocation

Margin servicing

Financial needs simulations

Tax impact analysis and simulation

Overcome common Banking challenges with Coherent Spark


Data governance & management

Spark can separate model management from execution and data.


Digital transformation delays and rising TCO

Business analysts keep building models in spreadsheets - when it's time to move to production, the model is converted and optimized using Spark. Wrap around governance and control features address today's risk and compliance concerns and integration code is automatically generated resulting in dramatically accelerated digital transformation delivery.


Higher operational risk to manage Excel models

Spark enables centralized execution control with auditability features.


Spark addresses the governance risks of using Excel

Spark is an enterprise-grade platform with access control, version control, data consistency checks, large-scale testbeds, regression analysis and searchable audit trail of every transaction and underlying calculation.

Get a head start on ESG compliance & reporting

Spark allows you to extract relevant information and update your ESG (Environment, Social and Governance) models easily on Excel.

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