Finally, See and Control EUCs at Scale

Spreadsheets and other end-user computing (EUC) tools have powered financial services for decades. They’re used to build pricing models, capital forecasts, stress tests, regulatory reports, and day-to-day operational decisions.

They’re also one of the biggest blind spots in risk and compliance. Hidden dependencies, version sprawl, and manual reviews create uncertainty—at the exact moment when transparency is most critical.

For years, leaders have known this risk exists but lacked the tools to fully address it.

That changes now.

Meet Insights and Control

Coherent introduces a new way forward: enterprise-grade visibility and governance for EUCs.

Insights maps your entire EUC environment in minutes—flagging hidden files, risky dependencies, and complexity that would otherwise stay buried. It brings clarity to what has long been fragmented and invisible.

Control adds the governance layer risk and compliance leaders have always wanted—versioning, permissions, approvals, and immutable audit trails that bring spreadsheets into the same framework as enterprise systems.

Together, Insights and Control close the EUC gap for the first time.

Why Visibility Matters More Than Ever

Regulatory expectations have never been higher. Standards like SR 11-7, SOX 404/302, and IFRS 17 all require documented lineage, clear ownership, and robust controls. Manual processes can’t meet that level of oversight at scale.

With Insights and Control, financial services teams can now:

• Illuminate hidden dependencies and risks
• Standardize governance across thousands of spreadsheets
• Reduce audit fatigue with automated evidence packs
• Proactively monitor usage and risk, before issues escalate

Now, spreadsheets can be seen, tracked, and trusted—with confidence.

For Risk & Compliance Leaders

Risk and compliance leaders need confidence that every model and EUC is accounted for, controlled, and audit-ready.

• Complete inventory of models, lineage, and usage
• Continuous monitoring to catch risk signals early
• Centralized governance for model risk and EUC oversight
• Stronger readiness for SR 11-7, CCAR, CECL, and stress testing requirements

Result: Greater visibility and stronger control, without slowing the business.

For Technology & IT Leaders

Technology teams are often tasked with managing EUCs—without disrupting business users who rely on Excel to do their jobs. Insights and Control strike the right balance:

• Automated discovery of every EUC without user disruption
• Role-based permissions aligned with enterprise governance policies
• Integration-ready APIs that plug into GRC, finance, and core systems
• No manual rebuilds—Excel logic converts directly into governed services

Result: Reduced operational risk while letting business teams stay in the tools they know.

For Transformation Leaders

Digital and operations leaders can now show real progress on spreadsheet risk:

• Immediate visibility into EUC complexity across business lines
• Reusable spreadsheet logic that integrates cleanly into new platforms
• Structured governance that accelerates regulatory remediation projects
• Clear progress metrics to build trust with boards and regulators

Result: Transformation moves from years-long programs to visible wins in months.

A New Era for Spreadsheet Risk Management

For too long, spreadsheets have been treated as both essential and ungovernable. Insights and Control change that.

Now, leaders in insurance, banking, and asset management finally have a scalable, intelligent way to illuminate EUCs across the enterprise, govern them with confidence, and reduce risk—without disrupting day-to-day operations.

Built for risk, compliance, IT, and transformation teams, Coherent’s platform helps financial institutions manage spreadsheet logic with clarity, consistency, and control.

In summary:

• Spreadsheets are essential—but carry hidden risk
• EUCs lack visibility, ownership, and governance
• Coherent’s Insights and Control tools close the gap
• Risk, IT, and transformation leaders all benefit

Finally, you can bring enterprise-grade governance to the spreadsheets that run your business.